Self-Employed Mortgages
Specialist mortgage advice for business owners, freelancers, and sole traders. We understand complex income and help you maximize your borrowing.
Your Business is Our Priority
Being self-employed shouldn't make getting a mortgage impossible. While high-street banks can be rigid, we work with a wide panel of lenders who specialize in complex income. Whether you're a limited company director, a sole trader, or a contractor, we know how to present your accounts to secure the best possible deal.
Flexible Income Assessment
We use salary, dividends, and even retained profits to boost your affordability.
Recent Trading History
Access lenders who can consider just 1 year of trading history in certain circumstances.
Self-Employed Mortgage Process
We help business owners and freelancers navigate the stricter lending landscape.
Accounts Audit
We review your SA302s and business accounts to find your maximum borrowing power.
Market Search
We identify lenders who look favorably on your specific industry and trading history.
Proof of Income
We help you gather the necessary proof of income required for a successful application.
Completion
We guide the application through to completion, ensuring a smooth switch or purchase.