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    Today's Best Mortgage Rates

    We monitor the whole of the market to bring you the most competitive deals available right now.

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    Minimum Deposit95% LTVMaximum Borrowing

    Market Comparison

    Last updated on 8 May 2026 at 14:15

    Monthly payments based on a **£250,000** loan over 25 years.

    Product TypeMax LTVInterest RateArrangement FeesEst. Monthly
    2 Year Fixed
    60%
    4.15%£999£1,340
    2 Year Fixed
    75%
    4.39%£999£1,375
    2 Year Fixed
    90%
    4.85%£0£1,440
    5 Year Fixed
    60%
    3.89%£999£1,305
    5 Year Fixed
    75%
    4.10%£999£1,335
    5 Year Fixed
    90%
    4.45%£0£1,385
    2 Year Tracker
    75%
    5.25%£999£1,505

    Why these rates matter

    Interest rates can change overnight. Securing a low rate early can save you thousands of pounds over the life of your mortgage. Our advisors can help you lock in a rate up to 6 months before your current deal ends.

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    **Disclaimer:** The rates and monthly payments shown are for illustrative purposes only and are based on a repayment mortgage of £250,000 over a 25-year term. Actual rates and monthly payments will depend on your individual circumstances, deposit size, and credit history. Your home may be repossessed if you do not keep up repayments on your mortgage.