Get an Agreement in Principle
Take the first step towards your new home. An Agreement in Principle shows exactly what you can afford and proves to sellers that you're a serious buyer.
Start Your AIP TodayWhy do you need an AIP?
An Agreement in Principle (also known as a Decision in Principle or Mortgage in Principle) is a written estimate from a lender indicating how much you could borrow.
House Hunt with Confidence
Knowing your budget allows you to focus your property search on homes you can actually afford, saving you time and potential disappointment.
Show You're Serious
Estate agents and sellers take offers much more seriously from buyers who already have an AIP in place. In competitive markets, it can be the deciding factor.
Fast & Simple
Getting an AIP is usually quick. We can often secure one for you within 24 hours, meaning you can move fast when you find the right property.
Soft Credit Checks
Most lenders now use a 'soft' credit check for an AIP, which means it won't leave a visible footprint on your credit file or affect your score.
How It Works
Initial Chat
We'll discuss your income, outgoings, and deposit to understand your financial position.
Market Search
We search the market to find a lender that suits your circumstances and offers the amount you need.
AIP Application
We submit the AIP application on your behalf. You'll receive a certificate to show estate agents.
Ready to get your AIP?
Speak to our expert advisors today. We'll find the right lender and get you mortgage-ready.
Get Started Now