Income Protection
Your ability to earn an income is your greatest asset. Protect it with a policy that pays a regular monthly income if you're too ill to work.
Get a QuoteHow Does Income Protection Work?
If you fall ill or suffer an injury that prevents you from working, your employer's sick pay might only cover you for a few months. Statutory Sick Pay is often not enough to cover a mortgage and living expenses. Income protection steps in to pay a percentage of your gross salary (typically up to 60-70%) as a tax-free monthly payment until you can return to work, or until the policy ends.
Deferred Period
You can choose how long you wait before the payments start (e.g., 4, 13, or 26 weeks). Matching this to your employer's sick pay period can significantly reduce your monthly premiums.
Long-Term Security
Unlike short-term accident and sickness policies, full income protection can pay out for years, or even right up until your chosen retirement age if you are never able to work again.
Don't let illness drain your savings
We can tailor an income protection policy to fit your budget and your employer's sick pay scheme.
Speak to an Advisor