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    Critical Illness Cover

    Focus on your recovery, not your finances. Get a tax-free lump sum if you're diagnosed with a specified serious illness.

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    What is Critical Illness Cover?

    While life insurance pays out if you die, critical illness cover is designed to pay out while you are still alive, but facing a severe medical diagnosis. It provides a tax-free lump sum that can be used to pay off your mortgage, cover living expenses while you are off work, or fund private medical treatment and home adaptations.

    What does it cover?

    Policies vary by provider, but they typically cover major conditions such as cancer, heart attacks, strokes, multiple sclerosis, and organ transplants. We can help you find the most comprehensive definitions.

    Children's Cover

    Many policies automatically include critical illness cover for your children at no extra cost. This provides a smaller lump sum to help you take time off work to care for them if they fall seriously ill.

    Protect your health and your home

    Let us guide you through the complexities of critical illness cover and ensure you choose a policy that offers robust protection when you need it most.

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    Frequently Asked Questions