Can I get a mortgage on a fixed-term research contract?

Yes, many lenders accept fixed-term contracts, especially in the scientific sector. We typically look for a history of contract renewals.

How is grant funding treated by lenders?

We work with specialist lenders who can treat stipends and research grants as taxable income for affordability purposes.

Do you help PhD students and post-docs?

Yes, we can assist researchers and even some PhD students on stipends to secure mortgages.

Are there professional benefits for scientists?

Qualified scientists may be eligible for higher income multiples (up to 5.5x) or preferential interest rates.

Mortgages for Scientists

Mortgage solutions designed for the scientific community. We understand the complexities of research funding and contracts.

Get a Lab Report

Specialist Lending for Researchers

Scientists often work on fixed-term research contracts or are funded by specific grants. We work with lenders who understand the nature of academic careers.

Fixed-Term Contracts

We can help scientists on research contracts secure mortgages, even with limited time remaining.

Grant Funding

Expert assessment of your funding history and future grant prospects.

Professional Status

Lenders can offer preferential rates based on your professional qualifications.