Limited Company Directors
Maximize your borrowing power by using salary, dividends, and retained profits. Specialist advice for business owners and directors.
Director ConsultationYour Business Success, Recognized
Many directors leave profits in their company for tax efficiency, which can unfortunately limit their borrowing power with high-street lenders. We work with specialist underwriters who can look at your share of the company's net profit (retained profit) alongside your salary and dividends to give a true reflection of your income.
Use Retained Profits
Lenders who use your share of company profit to significantly boost affordability.
Complex Structures
Expertise in handling group companies, multiple directors, and varied income streams.
Estimate Your Borrowing Power
See how using your company's retained profit can significantly increase your mortgage affordability compared to standard salary and dividends.
Director Affordability Tool
Adjust the values below to see your potential borrowing
Benefit from 5x income multiple
Estimated Loan Amount
£500,000
Specialist Uplift
+£50,000
*Figures are for illustrative purposes only. All mortgages are subject to status and lender criteria.
Director Mortgage Roadmap
We maximize your borrowing by using the most favorable income calculation for your business.
Income Strategy
We decide whether to use salary/dividends or your share of retained profits.
Lender Selection
We find lenders who understand director income and complex company structures.
Underwriting Support
We work directly with underwriters to explain your business's financial health.
Completion
We manage the application through to the end, securing your new home.